Today’s borrower should have stable employment of at least two years, sufficient income to cover the monthly mortgage payment and living expenses, adequate savings to make at least a 5% down payment and a FICO credit score of at least 620. If you meet those basic requirements and plan to live in the property, you may be well on your way to your next home.
The Value Of Pre-Qualification
It’s a fast way to make your home buying experience easier from start to finish. You’ll know how much home you can afford, and have the power to make offers, negotiate…even sign a contract—because a pre-qualification proves that you’re a serious buyer. Get an advantage over other buyers—apply now and get a loan decision in minutes!
A lot of prospective buyers contact their existing bank or credit union about pre-qualification. Just make a quick call to your current bank or credit union and tell them you are thinking about buying a home. Be sure to tell them if you are considering a condo, townhome or single-family home.
Century 21 provides home financing as well.
Get a loan decision now for Purchase, Refinance or Home Equity Loans
Call a Century 21 Mortgage Consultant
(877) 886-1174 or visit www.Century21Mortgage.com
With a wide variety of home loan products to choose from, we’ll help you find the one that’s right for you. An experienced Century 21 Mortgage Consultant is ready to answer your questions and get your home financing started. Call today for your custom rate quote and discover how we make home loans easy!
